Remara launches its Private Credit Income Fund to the retail market

In what can only be described as an exciting development, we proudly announce that our Private Credit Income Fund is now open to retail investors.

With a low minimum investment, the fund’s launch opens what was once a market segment dominated by high-net-worth individuals to a broader investor market. Retail investors can access the fund directly through Remara’s online portal or leading investment platforms, including HUB24, Praemium, Netwealth and Dash. It’s a key milestone for Remara, whose vision is to create a credit investment platform that will allow everyday Australians to build long-term wealth or grow their savings through a range of credit funds with different return profiles.

Remara’s Managing Partner, Andrew McVeigh, commented on the news: “We are proud to be able to welcome a wider community of investors to our Private Credit Income Fund. Now, anyone looking for a low to medium risk, high-return investment option in the alternative asset space has the opportunity to build long-term wealth with consistent monthly returns.”

With a low to medium risk rating, Remara’s Private Credit Income Fund offers a targeted return of the RBA cash rate + 6.0% (post fees). The return is a ‘floating rate’ return, which ensures investors aren’t on the wrong side of any rapid interest rate changes. The fund has returned 12.31% pa. since inception (after fees) with the added benefit of portfolio diversification.

“We’re excited to bring a sought-after asset class that is often hard to access to anyone who wants to put their hard-earned cash to work.”

“Our Private Credit Income Fund provides investors with a regular monthly income stream via interest repayments, or the choice to reinvest, with the ability to access their funds quarterly without penalties or withdrawal fees”, McVeigh explained.

“We believe the Private Credit Income Fund will appeal to a broad range of investor types, from SMSFs and retirees to income investors and people looking to add diversification to their overall portfolio.”

With an investment pool spanning real estate, debtor, car, trade and specialist business loans, our experienced management team carefully selects each loan the fund invests into.

“We only invest in secure loans. The fund’s underlying structure ensures that Remara, as the loan provider, retains a ‘first loss’ position,” explained McVeigh.

“Because we are a vertically integrated asset manager, we write the loans into which our funds are invested. It means we have more control over the moving parts of the credit generation supply chain and the different assets our funds invest in.”

“Vertical integration also means that our funds are co-invested, with each generated asset funded with a 5% first loss, creating alignment between Remara and our investors.”

Launching the Private Credit Income Fund to the retail market is only the beginning for Remara. The business also just launched two Cash Management Accounts to provide everyday Australians with a simple and rewarding alternative to high-interest savings accounts and term deposits.

Find out more about Remara’s Private Credit Income Fund

Click here for more information on how to access this investment opportunity and the fund’s performance to date.