Investing for retirement

Turn your savings into a regular retirement income stream. Choose income-focused investments, so you can focus on the lifestyle you’ve worked towards.

Overview /

Looking for regular income during retirement?

Our funds are built to provide regular income throughout retirement, with returns that may exceed traditional term deposits. They are professionally managed to support regular cash flow, helping reduce the need to draw down on your savings too quickly.

By diversifying your income sources, you can better manage market changes and unexpected expenses. Our cash and credit funds are designed with a focus on stability and risk management, helping support long-term income and greater confidence in retirement.

  • 01
    Consistent and Predictable Income

    Receive monthly distributions directly to your account, or reinvest them to compound your returns over time.

  • 02
    Flexible Access to Your Money

    Every fund offers a different level of access, from 2-day notice to quarterly withdrawals, so you can match your investments to how soon you might need access.

  • 03
    Low Fees, No Surprises

    Straightforward management fees with no transaction or withdrawal fees, so more of your return stays with you.

Retirement investment options

Choose from a range of cash and credit funds designed to provide investors with a consistent and predictable source of income throughout retirement.

01 At Call Account – Cash Management Fund
5.45 %*p.a. return (after fees). *Returns are not guaranteed.

A low-risk investment account backed by AA investment grade assets that makes investing your savings a breeze.

Key Features:
  • $1,000 minimum investment
  • Unlimited withdrawals
  • 24/7 access to your money
  • Interest paid daily
02 6 Month Account – Cash Management Fund
up to 6.25 %*p.a. Current 6 month fixed term rate (after fees). *Returns are not guaranteed.

Invest your money for 6 months in a high interest, stable investment account.

Key Features:
  • Interest paid monthly or maturity
  • Competitive interest rates
  • 6 month investment period
  • Low minimum investment
03 12 Month Account – Cash Management Fund
up to 7.75 %*p.a. Current 12 month fixed term rate (after fees). *Returns are not guaranteed.

Invest your money for 12 months in a high interest, stable investment account.

Key Features:
  • Interest paid monthly or maturity
  • Competitive interest rates
  • Short investment period
  • Low minimum investment
  • 01 At Call Account – Cash Management Fund
    5.45 %*p.a. return (after fees). *Returns are not guaranteed.

    A low-risk investment account backed by AA investment grade assets that makes investing your savings a breeze.

    Key Features:
    • $1,000 minimum investment
    • Unlimited withdrawals
    • 24/7 access to your money
    • Interest paid daily
  • 02 6 Month Account – Cash Management Fund
    up to 6.25 %*p.a. Current 6 month fixed term rate (after fees). *Returns are not guaranteed.

    Invest your money for 6 months in a high interest, stable investment account.

    Key Features:
    • Interest paid monthly or maturity
    • Competitive interest rates
    • 6 month investment period
    • Low minimum investment
  • 03 12 Month Account – Cash Management Fund
    up to 7.75 %*p.a. Current 12 month fixed term rate (after fees). *Returns are not guaranteed.

    Invest your money for 12 months in a high interest, stable investment account.

    Key Features:
    • Interest paid monthly or maturity
    • Competitive interest rates
    • Short investment period
    • Low minimum investment

Why choose Remara

image of a couple who have invested in retirement enjoying life
01We Co-invest with You

Remara puts its own money into the same investment products our investors do. When you succeed, so do we.

02Open, Transparent & Disciplined

We maintain a high level of control over the quality of assets our funds invest into. Our disciplined investment approach is built on decades of management experience, deep research and an in-depth understanding of the markets we operate in.

03Diversified by Design

Exposure spread across loan types, industries and borrowers – reducing concentration risk without you having to manage multiple investments yourself.

Why retirees invest with Remara

Predictable income, risk-adjusted returns and peace of mind during your retirement years.

Happy investor

I have been an investor in both the Credit Income Fund and the Opportunistic Developm...more

Alec TARSHIS
Searching for term deposits paying…

Searching for term deposits paying higher interest rates than banks I came across Rem...more

Harald Wilmsen
Extremely helpful…

I have been with Remara for 6 months now My interaction with staff member Fin Medley...more

Bruce Dicker
Friendly, experienced and professional

We have only been with Remara for six months but they have shown us that they are pro...more

Clint G
The platform is simple

The platform is simple, process for investment is dealt with efficiently, and to date...more

Mcmaster Stuart
Great experience thus far.

My experience with Remara has been excellent thus far. The application process was ea...more

Paul Burnett
Fin Medley was very helpfull in my…

Fin Medley was very helpfull in my request for partial funds in an emergency....more

John Brossmann
I was cautious in the beginning howeverâ...

I was cautious in the beginning however my reservations were unfounded. An exceptiona...more

Dean Lucantonio
Communicates and delivers regularly asâ€...

Communicates and delivers regularly as promised. ...more

Narendra Tailor
Top-Tier Private Credit Execution

Remara brings a highly disciplined, institutional quality approach to private credit....more

Will Fraser
Good range of investments and great serv...

I’ve been using Remara’s services for a while now and I really appreciate their o...more

DN
Good communication

Good communication, very cooperative and helpful and I like what I have...more

Carl D'cruz
Recommend remara

I have had an excellent experience with Remara over the last 12 months. Monthly distr...more

Chris R

Frequently asked questions

What is retirement investing?

Retirement investing involves building a diversified portfolio with the goal of generating income and supporting your financial needs during retirement. As retirement approaches or begins, many investors focus on balancing investment options for regular income, access to capital and long-term investment objectives. 

How often do retirement income investments pay distributions?

Distribution frequency depends on the investment fund. Some income investments make distributions monthly, while others pay quarterly or at the end of fixed investment periods. Refer to the relevant fund information for distribution details. 

Can investment distributions be reinvested?

Yes, we offer investors the ability to reinvest distributions or have distributions paid directly into a nominated bank account. Please note that the available options may vary between investment funds. 

Why do investors use professionally managed investment funds?

Professionally managed funds provide access to experienced investment teams that research, select and actively manage investments on behalf of investors. They can also provide access to investment opportunities that may not be readily available to individual investors. 

Why do investors diversify their retirement investments?

Diversification involves spreading investments across different asset classes rather than relying on a single investment. This approach can help manage risk and create different income sources within an investment portfolio for a comfortable retirement.

Which Remara investment is best suited to retirement?

The right investment depends on your retirement goals, financial situation and risk tolerance. Some investors prioritise flexible access to cash, while others focus on generating regular income or enhancing long-term returns. Remara offers a range of professionally managed investment solutions designed to support different retirement objectives and investment strategies. 

Can I invest through my SMSF during retirement?

Yes. Many retirees continue investing through their self-managed super fund. Professionally managed income investments can provide an additional source of regular income payments while helping diversify an SMSF portfolio. Consult with your financial adviser prior to investing. 

All investments carry risk.  Advice is general in nature and does not take into account any individual’s personal situation, objectives or needs. Investors should consult a licensed financial advisor prior to investing.

Get in touch today

  • Download information pack
  • Speak to our team
image of a couple who have invested in retirement enjoying life
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