Credit Funds
Build your personal and family wealth with our range of credit funds that offer consistent income, regular access to your money, high-risk-adjusted returns and portfolio diversification.
Overview /
Generate cash flow, diversify your portfolio and preserve your initial investment. Remara's credit funds are centred on improving investor returns while managing risk actively. We aim to fix the problems of traditional fixed-income for investors by providing well-diversified credit investments that offer regular monthly returns and limited capital volatility.*
Our advantage lies in our ability to offer unique investment opportunities that are usually limited to institutional investors. Focused on income generation, our credit funds are perfect for retirees and income investors, wholesale/retail investors and SMSFs. Designed to suit differing life stages, financial situations and risk profiles, each credit fund has a carefully selected pool of assets designed to offer higher returns and stable long-term performance.
* Past performance if not an indicator of future performance.
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01
Regular Income
Credit Funds deliver a consistent income source via interest repayments typically paid monthly or quarterly.
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02
Risk Adjusted Returns
Our Credit Funds offer an attractive risk/reward structure. Our team is selective about what we invest in, which includes quality personal loans, car loans, trade and business loans, real estate and debtor loans.
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03
Low Correlation to Shares/Real Estate
Credit investments have a low correlation to shares & real estate, which helps protect against market instability. Adding a credit investment to your portfolio can add diversification and help to produce more stable overall returns.
Find a credit fund
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01 Private Credit Income Fund12.58 %*p.a. Annualised return p.a (after fees). Past perfomance is not an indicator of future performance.
A low risk, high yield private credit fund. Suitable for wholesale and retail investors who are seeking a high rate of return and regular access to their money.
Key Features:
- Monthly interest payments
- Low risk, high yield investment approach
- Easy access to your money
- Low minimum investment
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02 Credit Opportunities Fund14.83 %*p.a. Annualised return p.a (after fees). Past perfomance is not an indicator of future performance.
A high-yield, open ended fund offering monthly distributions, semi-annual redemptions. Open to wholesale investors only.
Key Features:
- High return on investment
- Reliable monthly income stream
- Potential for long term capital growth
- Semi-annual redemptions
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03 Private Credit Trust 2023-1RBA + 5.50 %*p.a. Target return (post fees). Target returns are not guaranteed.
Closed ended bond. Two note issues are on offer allowing investors to gain exposure for a rolling 6 month period (with no reinvestment obligation) or term investment until completion of the investment period (December 2024).
Key Features:
- Multiple investment periods
- Diverse pool of underlying secured loans
- Suits fixed income investors
- Quarterly distributions
Our approach to credit investing
While many credit funds invest in one specific type of private credit (e.g., real estate loans only), we prefer to take an overall view of the Australian economy and credit market. As a result, our credit funds are invested in a wide range of credit types, giving investors broad exposure. This approach to credit investing provides strong diversification, liquidity (regular access to your money) and helps to enhance the overall return profile of our funds.
By limiting the exposure to any one specific type of credit, industry or geographic location, we can lower our investment funds’ risk profiles while retaining higher-risk adjusted returns. Our fund returns move with the RBA cash rate, compensating investors for any changes and are co-invested meaning we actively invest our own money alongside investors. We believe this approach creates the ultimate alignment of interest.
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Looking to invest?
Download our fund information pack containing a full overview of our credit funds, apply now or speak to one of our team.
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Company
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