Secure your future income

Choose from a range of income-generating funds designed to deliver regular monthly income with a level of risk that suits you. Put your money to work and build your future income stream.

Overview /

Investing for income

Income investments are designed to generate regular cash flow, often targeting returns above traditional term deposits. Access professionally managed funds that aim to deliver steady income, giving you choice, security and control over their future income or portfolio growth.

  • 01
    Regular Monthly Income

    Receive distributions directly to your account every month or reinvest them to compound your returns over time.

  • 02
    Built for Stability, Not Market Swings

    Returns are driven by the quality of underlying loans, not by share market movements.

  • 03
    Low Fees, No Surprises

    Straightforward management fees with no transaction or withdrawal fees, so more of your return stays with you.

Income investing, your way

Choose from our range of income-generating credit funds, which combine the benefits of total return, capital stability and regular income.

01 At Call Account – Cash Management Fund
5.45 %*p.a. return (after fees). *Returns are not guaranteed.

A low-risk investment account backed by AA investment grade assets that makes investing your savings a breeze.

Key Features:
  • $1,000 minimum investment
  • Unlimited withdrawals
  • 24/7 access to your money
  • Interest paid daily
02 Investment Grade Credit Fund
7.87 %*p.a. Return since inception (after fees). *Past perfomance is not an indicator of future performance.

An open-ended, low-risk credit fund designed to provide investors with access to a diversified pool of investment-grade Australian credit assets

Key Features:
  • Monthly interest payments
  • Suits lower-risk investors
  • Low minimum investment
  • Easy access to your money
03 Credit Income Fund
12.35 %*p.a. Since inception p.a. (post fees). *Past perfomance is not an indicator of future performance.

A medium risk, high yield private credit fund. Suitable for wholesale and retail investors who are seeking a high rate of return and regular access to their money.

Key Features:
  • Monthly interest payments
  • Medium risk, high yield investment approach
  • Easy access to your money
  • Low minimum investment
  • 01 At Call Account – Cash Management Fund
    5.45 %*p.a. return (after fees). *Returns are not guaranteed.

    A low-risk investment account backed by AA investment grade assets that makes investing your savings a breeze.

    Key Features:
    • $1,000 minimum investment
    • Unlimited withdrawals
    • 24/7 access to your money
    • Interest paid daily
  • 02 Investment Grade Credit Fund
    7.87 %*p.a. Return since inception (after fees). *Past perfomance is not an indicator of future performance.

    An open-ended, low-risk credit fund designed to provide investors with access to a diversified pool of investment-grade Australian credit assets

    Key Features:
    • Monthly interest payments
    • Suits lower-risk investors
    • Low minimum investment
    • Easy access to your money
  • 03 Credit Income Fund
    12.35 %*p.a. Since inception p.a. (post fees). *Past perfomance is not an indicator of future performance.

    A medium risk, high yield private credit fund. Suitable for wholesale and retail investors who are seeking a high rate of return and regular access to their money.

    Key Features:
    • Monthly interest payments
    • Medium risk, high yield investment approach
    • Easy access to your money
    • Low minimum investment

Why choose Remara

01We Co-invest with You

Remara puts its own money into the same investment products our investors do. When you succeed, so do we.

02Open, Transparent & Disciplined

We maintain a high level of control over the quality of assets our funds invest into. Our disciplined investment approach is built on decades of management experience, deep research and an in-depth understanding of the markets we operate in.

03Diversified by Design

Exposure spread across loan types, industries and borrowers – reducing concentration risk without you having to manage multiple investments yourself.

Why investors choose Remara

Complete transparency, co-investment and more rewarding returns on your money.

Happy investor

I have been an investor in both the Credit Income Fund and the Opportunistic Developm...more

Alec TARSHIS
Searching for term deposits paying…

Searching for term deposits paying higher interest rates than banks I came across Rem...more

Harald Wilmsen
Extremely helpful…

I have been with Remara for 6 months now My interaction with staff member Fin Medley...more

Bruce Dicker
Friendly, experienced and professional

We have only been with Remara for six months but they have shown us that they are pro...more

Clint G
The platform is simple

The platform is simple, process for investment is dealt with efficiently, and to date...more

Mcmaster Stuart
Great experience thus far.

My experience with Remara has been excellent thus far. The application process was ea...more

Paul Burnett
Fin Medley was very helpfull in my…

Fin Medley was very helpfull in my request for partial funds in an emergency....more

John Brossmann
I was cautious in the beginning howeverâ...

I was cautious in the beginning however my reservations were unfounded. An exceptiona...more

Dean Lucantonio
Communicates and delivers regularly asâ€...

Communicates and delivers regularly as promised. ...more

Narendra Tailor
Top-Tier Private Credit Execution

Remara brings a highly disciplined, institutional quality approach to private credit....more

Will Fraser
Good range of investments and great serv...

I’ve been using Remara’s services for a while now and I really appreciate their o...more

DN
Good communication

Good communication, very cooperative and helpful and I like what I have...more

Carl D'cruz
Recommend remara

I have had an excellent experience with Remara over the last 12 months. Monthly distr...more

Chris R

Frequently asked questions

What is investing for income?

Investing for income is an investment strategy focused on generating regular cash flow from investments through distribution payments rather than relying solely on capital growth. 

How often are distributions paid?

Distribution frequency varies depending on the investment fund. Some of our income producing investments distribute monthly, while others pay quarterly. Refer to each fund’s product information for distribution frequency and investment objectives. Distributions are paid into your nominated bank account. 

Is investing for income suitable for retirees or investors nearing retirement?

Many investors shift part of their portfolio towards income-producing investments as they approach retirement. Rather than relying solely on selling growth assets, income investments can provide regular distributions that help support ongoing living expenses while maintaining exposure to diversified investment opportunities. 

Can I combine multiple Remara investments?

Many investors choose to combine cash management and private credit investments to balance liquidity, stability and a reliable income stream within a diversified portfolio. 

Can I invest through my SMSF?

Yes. Eligible investors can access Remara’s investment funds through a self-managed super fund, subject to investment suitability and fund requirements. 

How much money do I need to start investing for income?

The minimum investment depends on the investment solution you choose. Our income investment range has been designed to make professionally managed cash and private credit investments accessible to a broad range of investors. Visit each fund page for minimum investment amounts and eligibility requirements. 

Can I access my money if my circumstances change?

How quickly you can access your money depends on the fund you choose. Some investment solutions are designed to provide greater liquidity, while others have fixed investment terms or withdrawal windows. Understanding when you may need access to your money is an important consideration when selecting an investment. 

How do I know which Remara fund is right for me?

The right investment depends on your financial goals, investment timeframe, income strategies and comfort with risk. Whether you’re seeking flexible access to your money, a focus on capital stability or enhanced income potential, Remara offers a range of professionally managed investment solutions designed to suit different investor needs. Please read Product Disclosure Statement and the Target Market Determination for the selected fund, or seek professional financial advice.

All investments carry risk.  Advice is general in nature and does not take into account any individual’s personal situation, objectives or needs. Investors should consult a licensed financial advisor prior to investing.

Ready to invest? Open an account today.

Speak with one of our investment relationship managers about our income focused funds.

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